??ࡱ?>?? ????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????Root Entry????????????????????????????????????????????????????Root Entry??????????N????)FileHeader????cHwpSummaryInformation.????????????[?DocInfo????????????F???????????? ????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????BodyText ???N????!?N???PrvImage???????? ` PrvText?????DocOptions???????? ??N?????N???Scripts???????? ??N?????N???JScriptVersion ????????jDefaultJScript????????????g?_LinkDoc????????????k  ????!"#$%&'()*+,-./0123456789:;<=>?@ABCDE????GHIJKLMNOPQRSTUVWXYZ????\]^_`ab????def????hi????????lmnopqrs????uvwxyz{|}~?<\?m?)???֌? ??4??? ???? D̩? ???> \?m?)???֌֔? |???? ????D? DŘ?@? ?t? ???????X?$?Ȳ ǥ?\? xǬ?X? ι@? QǨ?|? ???Ȳ?. 2020D? 12?? 28|? \?m?)???֌֥? <1>< ???> ?) D̩? x??? : 0?? ?) D̩? p?t? : Ĭ}???(Ĭ}? ̸̹?? ???|? ??t? ?ܭ?? ?X? ???) ?) ??4??? : ??? ?Ŝ?l? ??ٳٳ\?233 )?????? ?) ??? : ?X? <2>< ?Ȕ? ??4?> ?) )????E? ? M??? ; ?, )????? ??X?, )????(? ?լ? ? ֌? ??4? ?? ?X? ???. ; ֌? ?Ȕ? ??4??? H֘?t???(www.kba.or.kr)|? 8??X???0? ???. <3>< ???? ?ǩ?> ?) 4D?? ?Y? x??Ő?(x????Ȑ? ??h?) ?) t?x? ?ʼn??? ?????? ?? ?Ŕ? ?? ?) ????X? ???? p?DՐ? ??? t?Ȑ? <4>< ??)??? ? |??> ?) ??)??? : ?X??? -> 1(? t?? -> 2(? t?? -> D̩? ?) ??|?? : 21. 1. 8.(?) ?X??? ȹ? 21. 1 11.(??)~14.(??) ?X??? 21. 1. 18.(??)~1. 20.(?) 1(? t??(??????? \?t? ?ļ????) 21. 1. 21.(??) ~ 1. 25.(??) 2(? t??(??????? \?t? ?ļ????) 21. 2. 1.(??) ?ǩ?(\ͅ? iթ????? \?t? ?ļ????) ; ??|??@? ???? ? ? ??L?. <5>< Q?????? ??> ?) ??0?? : 2021. 1. 8.(?) 18??L??? ?) ??)??? : t?T?|? ??? ?Ƹ?(?0?) ?? - t?T?|? : dkdlfjsl@kba.or.kr - ?Ƹ??? : (?? 07995) ??? ?Ŝ?l? ??ٳٳ\? 233 )?????? 105? \?m?)???֌? ??????ƀ?(?????? : UƅȨ? (̥?) ; T?\???19\? x?t?  )?8??? ?? ?‰?X??? J?L? ; ?0??? ȹ?|? ??x?L??? x?? ; t?T?|?\? ??`? ???? ?ܴ?? ?? ?ŀ?|? ?T?\? U?xǔ?ݹ <6>< Ȝ??X?> ?) Q?????? 1?? ?) ??0????? 1?? ?) x???(?GIF89a?????????????????????????????ɻ??????????????xxxkkk]]]PPPCCC555(((?????????????d`?LH?00???????`H????ذ?̘?????`??H??0???|?p?d?X?L?@`0H ??????????????`??H??0??????????????`dHL??????????????`??H??0??x?p?`?X?H?@?0d L??Ȱ????????`?`H?H0?0???????dL????ؘ?Ȁ??`??H??0?????x?p?`?X?H?@d0L ????????????`??H??0????????????????d`LH????????????`??H??0????|?p?d?X?L?@?0`$H????????????`d?HL?00????????`H???ذ?Ș?????d??L??0???x?p?`?X?H?@?0` H?????????????d??H??0????????ȳ?????``HH?????????????d??L??0????x?p?`?X?H?@`0H ????Ը?̰?Ġ?ऀؘpȈX?xH?p@?h@?d8?`8?X0xT0pH ?dx?d??d?xd?`d?`p?`|?`??`?x`?p`?`x?`???????????????!?,???? H????*\Ȱ?Ç#J?H??ŋ3j?ȱ?Ǐ C?I??ɓ(S?\ɲ?˗0cʜI??͛8s??ɳ?ϟ@? J??ѣH?*]ʴ?ӧ,3I?J??իX?j?ʵ?ׯ`?BK??م??Vb[?o??{?"????⽛?o_?~ ??w???}?X?`?u?*N??r?–/ƻ??eΓ+?} 9?cŨ?Nm?????5?ص`? Is????\տAc?M{????q;???Ғ"?+????سk?ν?ǰ????O?|&??ӫ_Ͼ????o{?n?w?????;n?Η-?Zs???}?%W???9?~ ??Z??5ؙ?6W\??(??!FI?Y?A?i???(??????H????I??x?|?I?Pr?)??H4?(BߓPF?S??e?b?X?&%FV????i??d?i?h???l???uY:?fHlb睛?9?Gun??-???F}?y'?;?Q??)?}?.?硑?T(??.8????ho?~*j???jj????j?_v?????*k?D?Xk}??%?Չ?+??>J???&? ?F?Y??u??L2-?..]0Z;?O??(?`B? ??=8?s@Q??x???k??M??#pF6u,?\???[o?ܣ???"??1&??y??i??h??????;a?_\!??ny?ZV \??V??0[T?nj?k? s??b?.?:Sl??Dm??H'???Lg??C_?iӂ?)??+? 5??N???Q[=i??-5??m?ٜR}ئm???ܬ?mw?x߭w??r???߀??l+????Wx?l,?*q??3??W.??M?(y?-o?-???w??uٸ-?Z??Xq??<? ۦ?P–??.??kl?.I?ɏ?U??B?W???--?_t???䢼?}?? ?H??%O???@?1?o}???u??um{??.ض?q?^?8;???yK! W??v??0?? 83?U?a????jg??iLt?`K\?vh9?A?w?????"¡?sC?aY??ZQ;?z򄵱,?)q??R~??%?>??B?<-B?M?X?w?:??4f?~?Ÿ?H?M`????+ΑL??_???7?1P??N?w?JZ?̤&ݖ@???p;???Ԩ???}$???%?f?Z?^i??䊄??`?T?I??-?0???M??L&????M?_??v?G??s'??]g%[~͆EKǨD??3k#S?z?????~?????H*?#??????Z????R?hC$ޱq????ƹM^h????!???nN????$>7z ?|?Q?-+?N2&g?P8?ʑ??DHT?0?Q????8?i?R?P??te"?????=F??&5???!???J???~u??ϲ??+v?L??#l%?%?Section0????????????tE ?????????????????????????????????????{W_?????#??w? ??f?U?v??J??o??sIm?L??rö?+???f???U??ĩ&Bgez?~??? ?w8?:?0???'?)(7u{ۛs?UP???J?udA.D??F?d???\u??kޙ?&??y_Z ??m?M??j?T?jAm?????????&Y[??/???&?yj授P??G??????@?`????o ??{j;?~?;???õ??"k???fj??L񵝣z?~?ka??w?$?f5k? ?q3(?plV?zps?܇??c?p??7z?n?&G?XXɱ[???4?O+?(??M?G3????Kaǿ3>?{u?M?Bt *???=???l] 5E?Ԑ???M??S???uH01?????m?_???`ό??ڼ/?:???3????}??}?y'?A?2?= U?PoE????Wgc?W??u?D?????6g?g?9?t?I???lē3??Z@???rꙘG'?9???7?<:??'=:ÅS???N/N(*aR??II}?]??q?s?q?b?}8??{C?5}???y߷??{:_?:5u%??]?????1?1 ??Y@?f2??????4x? (?i??0?b?@ ?\?=?e?-?`VtA!?*a[? Aa?&a?q???? ??? ??U??N ?/A@P??풰]@PP?a?3??b`b1?A?w|Ȧ??5?~~???YJ???????jg?bT????mz3?y??(?>b?A5?:#q.6??c}??DK???ܻ?2+?L?R?@??t?Wͬ???T.?^??}'.k?C@??C?r?$??_??ʈ ?E?/???ከT?b????A?6s??gL#L??D??,0(m&?gݹ?=?b|l??0?_@Z?4>U)??I3?wzJ?(GKM0?????5?>$f?q?w(?-n?]?]?x?????ņ7?T#?????8 L?gՑg????g??uy??ziW??uk?? ?~?*??үTn*??^>0???x?K???????q????`???a???`????`???a???`????0?x??????  p| ????@???l?2020D? 12?? 4|? ???|? $?? 10:56:58@???l?-9, 6, 1, 9059 WIN32LEWindows_Unknown_Version@p?????@???N???@HWP Document Fileu???@DO? ???6?C,H,???#?GB!k?0~? 6*7????=?M??????*Z:???ҙ#?????*?ӿT@???Y??????~X+m?j3????'m[v?|:???j)%C$M????ϼ5#??cd??߈?L??? ?) ??)??? : t?T?|? ??? ?Ƹ?(?0?) ?? - t?T?|? : dkdlfjsl@kba.or.kr - ?Ƹ??? : (?? 07995) ??? ?Ŝ?l? ??ٳٳ\? 233 )?????? 105? \?m?)???֌? ??????ƀ?(?????? : UƅȨ? (̥?) ; T?\???19\? x?t?  )?8??? ?? ?‰?X??? J?L? ; ?0??? ȹ?|? ??x?L??? x?? ; t?T?|?\? ??`? ???? ?ܴ?? ?? ?ŀ?|? ?T?\? U?xǔ?ݹ <6>< Ȝ??X?> ?) Q?????? 1?? ?) ??0????? 1?? ?) x???(??]?WMlE~???n?B"??????;?I ??????Cs2Q? ?@Q? ????H?R$"??????uh?HvZ{ג?RR[???Jp?!?"?CTx3????];?3?ٟ??{ߛ??ϳ?"?@t?? ?h}?*@?(9z??7??ȅ!????A??A?b?p?~A???G?0K?z?;???-??G)?2?;$|???G?(?/kJ?=?l5?????;??B???~\?!???3V?;???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????L??.?hB?+j]????t?s?(??Z~}???~4?gθCĉ?!??=r?L?^?*B???@g%?*`?#k??"?)?N4W?? ??? ??7?M?+???xN9޾:?? ?^OIН???o?&c?=????1?????kļ ?9?5??N?5ݗk?o??9??u՜???6?V?x?i?e*"?%?1?H?h??'9??Lj?A???g?7Ӂ?)ߖ???`V?QEV?????*??K+??&???/?f\|????? Ҫ?????G)?r?}\h????[ Z??"m??Bsd3 ??J??G?ʫHv??&{??3K??[??w??ui?QQ??b??|x?ڋ??D;Ƚ?D:jA$?D$??H?Tsk??Ul??H?-???2?$?.?X?E??f?B?P~?/??d3EP?<W)?єW?Jp`pn}????OV??C??;J9K?&]gF?9?!??8jͱPg9?50oO?z?D???jP??n??'i;K?Y?,o?I???????AԄzu3L?DT?? ?D?lT??????C?p'ܾOst??2??1F?+F?{?'??]?????~o?|?????|8?["??F?D?Y?????wn?oe???y|?;<ƻ?E??-???q?^0???i?Q8_?k\t?9????7??Y?_œg?=?+?<_? ̏2??FuC??,??Ԯ?REt?????Ӆ-??????U|??Am̟???<0?I_TW? ?y? ??ݯ?eɢ,?g?C???:}??c̣z?b???[e?>?5?~?Yg??Ώ??7??j\ ???????x?Qh}???[?:?Y{Xy?ETi9?`s h?}????4?_?[qji?U???WW??x\?ӵ???h?8 ?Z̮*-TC7?6v՜f&ńQ̓?Tt?T?l2?l?׶?ךg?kM???~Qu`q3?????????{.???q1???9{???__hgǐ???2Q8ad??!Cxu F??? x??o???a????G?,?;%2??????h}??????4??x?"?F??E??ua?????"S??o4 ?>ĥ??Q ǚ??A??bN ?5?^?7??.??8??ҕ??)?Bps????wum?|?֖?}??K;k?v????F?'??=Ó?E??Q??1'߁_??????٘JR?g???b? ?$-f'???e?.??? z??>A?2c?>#b?m@???u23???$.?????>{???1??d?o ?|???Q6???\1?G?Y???H? ???˜zI??`!??\?E?0-D? ?w????]!xÏK?vo??-/M?#w?:}?o\?XK?@?R???R?k?͇?????????MhA?ߤ??ڨ)?Ra?`i?J?X?ǡ?T???????Ɋ?z??CX?P?A??`d???&?[ܝ4?zPыxP??y?YӐݬ?̲??3???o޼}??zb;%M???yޟ?Se&? ]?I)N??xקv??m??O???#?&{??4:?6t?64?"z?H??bfw慫J 癰f_??]ni?PHQ`?_??j?F????4i.?????Y??g???4????[???r?7?|?]O???w???^;v#?;I:?޸:?v?;u?bs?3?Fub?D?o#+??¢?z\ȍ۳"i[@6?&????x6?3?? /??[?y3h??k#B.`%???R%: GqaQ{G??°?-l(l%H ????գ???:?P%܀????Rf?M?????ቍ?;???7?????X?e??Q0LI<^Eg?)?^,